Description: This is an article that has excerpts from each of the four winning papers of a contest sponsored by the Society of Actuaries on the subject of visions of the life insurance industry in 2020.

Description: From a session at the annual meeting of the Society of Actuaries held in Chicago, Illinois, October 15-18, 2000 Discussion of how products and services are tailored for in-bank insurance sales. Particular emphasis is placed on the middle-income market. Particular issues include product design, underwriting, policy issue, sales support, and field and customer access to the home office for service.

Description: This is the second article in the “Process of Innovation” series, and it is focused on the process of generating and vetting promising ideas for introducing new lines of business, new processes, new products, or a new business.

Description: Validating innovative ideas by prototyping and testing. This is wrap-up to the Process of Innovation series.